As inflation drives the cost of everything from groceries, gas and housing higher, many Floridians are looking for ways to save money. With several factors driving the state’s car insurance premiums to be the highest in the nation, there are ways you can try to cut that cost. Insurance rates are higher in Florida than in other states due to staged accident schemes, insurance-related litigation and the severity of accidents — among other reasons. The trend in the state is not going unnoticed by drivers. “I received a package in the mail stating that my insurance, car insurance, will be going up due to the state of Florida,” Emmitt Baker said when News4JAX talked with him at a Jacksonville barbershop. According to Insure.com, the average premium for car insurance in Florida is $2,560 a year, or $213 a month, based on quotes for a sample 40-year-old man with a clean record and good credit. That is 52% higher than the national average of $1,682 for a similar policy. Read more