Tips to file insurance claims after burst water pipes

on Dec 29, 2022 12:28:PM

Problems are mounting in the days after an arctic freeze in Kentucky.

With the severe winter weather, many people are dealing with burst water pipes. Those burst pipes have caused damage to businesses and homes alike.

“For the most part, if you have homeowner’s or renter’s coverage, the damage that results from having a burst pipe is generally covered,” said Insurance Institute of Kentucky Executive Director Mark Treesh.

Treesh says how much of the repair to the pipe will be covered depends on your policy.“Obviously, renters don’t have to worry about that, but for a homeowner, some wonder, well, is the pipe itself gonna be covered? You’re probably gonna have to check with your agent on what type of coverage you have,” said Treesh.

Depending on the damage caused to your home, a burst pipe may force you to temporarily find a new place to live.

“Most insurance policies do provide what’s called additional living expense coverage,” said Treesh. “say you had to move into a hotel or apartment for a month, then that may also be covered.”

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